Invest with 0% Brokerage up to €100,000
When it comes to choosing a trading platform, the appeal of 0% commission up to €100,000 is one of the most attractive features offered by XTB (X-Trade Brokers). For many investors in the country, avoiding high brokerage fees is a game changer, especially when handling large portfolios or executing frequent trades.
Unlike many brokers that charge a fee on every transaction, this benefit allows traders to maximize returns while keeping costs predictable and low. But beyond the obvious savings, there are deeper reasons why this model attracts both new and experienced investors.
Why 0% Brokerage up to €100,000 Is a Big Deal
The first concern for most investors is cost. Traditional brokerage fees can eat into profits, especially for those who actively manage their portfolios. With XTB’s 0% brokerage policy up to €100,000 monthly volume, investors can keep more of what they earn.
- Greater freedom in trading – You can rebalance or adjust your portfolio without worrying about fees cutting into each move.
- Cost efficiency for larger portfolios – High-value traders benefit the most, as fees on trades over several thousand pounds could otherwise add up quickly.
- Accessibility for beginners – Those who are just starting out often hesitate to trade frequently due to commission costs. With this structure, the barrier is lower.
👉 Imagine executing ten trades in a month worth £5,000 each. On other platforms, a commission could range from £5 to £10 per trade, totaling £50–£100. With XTB, those charges don’t exist, which means a direct saving that improves your net gains.
What Happens After €100,000?
Naturally, many investors wonder what happens once the €100,000 threshold is reached. The truth is, once that volume is exceeded, XTB charges a small commission (currently 0.2%). For most retail traders, however, reaching that level monthly is rare.
This structure makes it particularly appealing for those trading within moderate to high volumes but not necessarily managing institutional-level portfolios. It’s a balance between rewarding retail investors while still keeping the business sustainable for the broker.
Market Access and Product Variety
One of the reasons XTB attracts attention is not only the cost savings but also the broad market access it provides. Investors can choose from:
- Shares and ETFs listed in the UK, US, and European exchanges.
- Forex trading with competitive spreads.
- Commodities and indices, allowing diversification beyond just equities.
- Cryptocurrencies, for those looking at more volatile but high-growth opportunities.
This range means that whether someone wants to invest in FTSE 100 shares, explore tech giants in the US, or hedge with commodities like gold, they can do it under one account without worrying about multiple brokers or platforms.
Is XTB Safe and Regulated?
For anyone considering a broker, safety comes first. XTB operates under the regulation of the Financial Conduct Authority (FCA) in the UK, which ensures strong investor protection and compliance with financial standards.
This is crucial because many platforms may advertise low fees but operate from offshore jurisdictions with weaker regulations. Choosing an FCA-regulated broker ensures:
- Segregated client funds – Your money is kept separate from the broker’s operational funds.
- Investor protection schemes – In case of insolvency, clients are covered up to £85,000 under the Financial Services Compensation Scheme (FSCS).
- Transparent pricing and execution – Regulations enforce fairness and transparency, reducing risks of hidden fees or poor trade execution.
For those concerned about security, this gives peace of mind that goes beyond the financial advantages.
Powerful Trading Platforms: xStation 5 and Mobile Access
One of the strongest advantages of XTB is its proprietary xStation 5 platform, which has received recognition for its intuitive interface and professional-grade tools. For investors who want a balance between usability and advanced features, this platform stands out.
Key Features of xStation 5
- User-friendly design – Even those new to online trading find it easy to navigate.
- Fast trade execution – Speed matters when dealing with volatile markets, and xStation 5 is built to minimize slippage.
- Integrated analysis tools – Real-time charts, technical indicators, and sentiment analysis all come built in.
- Risk management functions – Options like stop-loss, take-profit, and trailing stop are available to manage exposure effectively.
For those who prefer flexibility, the mobile app version of xStation provides full account access, meaning you can monitor and adjust trades on the go without losing functionality compared to the desktop version.
Educational Resources for Investors
Another area where XTB differentiates itself is education. Many brokers focus only on execution, leaving traders to learn on their own. XTB, however, invests heavily in helping clients improve their skills.
Learning Opportunities
- Video tutorials and webinars – Covering everything from market basics to advanced strategies.
- Market analysis from experts – Daily insights and reports help traders align decisions with market trends.
- Demo accounts – Allow investors to practice strategies with virtual money before risking real capital.
This emphasis on education creates a supportive environment where both beginners and experienced investors can grow. In fact, many retail traders stay loyal to brokers that provide quality resources, as they see it as an ongoing partnership rather than just a service.
Real Cost Analysis Beyond Brokerage
While 0% brokerage up to €100,000 is the headline benefit, smart investors always look deeper into the full cost structure. XTB maintains competitive fees, but it’s worth highlighting what traders should expect:
- Spreads – For forex and CFDs, the platform charges through spreads rather than commission. These spreads are generally tight, especially on major currency pairs.
- Overnight financing (swap fees) – Holding leveraged positions overnight may incur additional charges.
- Currency conversion fees – If you trade in markets outside your base currency, conversion costs apply.
The important point here is transparency. Unlike some brokers that hide costs in complex structures, XTB publishes all fees clearly on its official website, so traders know exactly what they are paying.
Customer Support and Accessibility
When money is involved, responsive customer service can make a huge difference. XTB provides multilingual support with local offices, including a London branch, ensuring that clients have direct access to help when needed.
- 24/5 customer support – Available during trading hours to resolve issues quickly.
- Phone, live chat, and email – Multiple contact channels, giving traders flexibility.
- Personal account managers – For higher-value clients, providing more tailored assistance.
This level of support is often underappreciated until a problem arises, but it’s a critical factor for investors who want peace of mind.
How Does XTB Compare to Other Brokers?
Choosing the right broker often comes down to comparing fees, platforms, and security. While many competitors in the country offer low-cost trading, XTB’s 0% commission up to €100,000 makes it one of the most competitive choices for active investors.
Comparison Highlights
- Fee structure – Many brokers charge between £5–£10 per trade on shares or ETFs, which can quickly add up for frequent traders. XTB eliminates this within the €100,000 threshold.
- Platform quality – Unlike brokers that rely on generic software, XTB’s proprietary xStation 5 is tailored for speed and usability, a clear edge for those who trade daily.
- Regulation and safety – Being FCA-regulated provides stronger investor protection than brokers operating under offshore licenses.
For retail investors, this often means lower long-term costs, easier trading, and more confidence in the platform’s reliability.
Who Benefits Most from XTB?
Not every broker fits every type of trader, but XTB’s model appeals to several groups.
- Active traders – Those executing multiple trades per month save significantly by avoiding brokerage fees.
- Mid-to-large portfolio investors – Investors managing up to €100,000 can enjoy substantial savings, as the commission-free allowance covers their usual volume.
- New investors – Beginners benefit from free educational tools and the reduced barrier to entry, since they don’t need to worry about paying fees on small trades.
- Diversifiers – Those who want access to multiple markets (stocks, forex, commodities, crypto) under one account.
This flexibility makes XTB an all-rounder broker that attracts both cautious beginners and experienced traders looking for efficiency.
Practical Example: Cost Savings in Action
Let’s break down a realistic scenario:
- Investor A trades UK and US stocks worth £30,000 over one month.
- On a typical broker charging £7 per trade with 10 trades executed, the total cost = £70.
- On XTB, within the 0% commission threshold, the cost = £0.
Now scale this up:
- Investor B executes £100,000 worth of trades in a month, spread across 25 trades.
- With a traditional £7 per trade fee, the cost = £175.
- With XTB, again, the cost = £0.
👉 These savings directly impact net returns. For someone trading consistently throughout the year, the difference could run into several hundreds or even thousands of pounds.
Transparency and Trustworthiness
Another factor many investors look for is trust. Hidden fees or poor order execution can erode profits quickly. XTB builds confidence by:
- Publishing all costs openly.
- Offering clear execution policies.
- Providing direct contact through local offices.
In a market where some brokers rely heavily on aggressive marketing while burying real costs in the fine print, this level of transparency is a competitive edge that attracts long-term clients.
